I Slipped and Fell at a Friend’s House. What Do I Do?

Slip and fall accidents are quite common and can happen anywhere, including at a friend’s house. Many people get concerned when they suffer injuries at a friend’s house. It may feel awkward to consider legal action against someone you know personally. So, what are your options, especially if you are dealing with serious physical injuries and damages, such as medical expenses and lost wages? Can you take legal action against your friend?

In Kentucky, when a slip and fall accident happens due to unsafe conditions on someone else’s property, you can seek compensation, even if that person is your friend. However, seeking compensation does not always mean that the at-fault party is personally responsible for damages. Most slip and fall cases involve the at-fault party’s insurance company paying the damages.

Basics on Premises Liability in Kentucky

Kentucky follows the doctrine of “premises liability.” According to this doctrine, property owners are legally responsible for maintaining reasonably safe conditions for visitors. This includes repairing broken steps, cleaning up spills, and warning guests of any hazards. If a property owner does not fulfill their duty, and someone suffers an injury as a result, they may be held accountable for the injuries through an insurance or personal injury claim. Premises liability is different from strict liability. In a premises liability case, it is not enough to prove that an injury occurred. You must also prove negligence. As the plaintiff, you not only have to prove that you were injured, but you also bear the burden of proving duty, breach, and causation.

Should You Talk to Your Friend Before Filing a Claim?

It may be a good idea to communicate with your friend before filing a compensation claim, especially if you feel comfortable doing so. An open conversation between you and your friend can help reduce tension and ensure they understand why you need to file a claim. Ensure your friend understands that you were seriously injured and have suffered damages such as medical bills and lost wages. Remain respectful, but focus on facts.

Your Friend’s Insurance Company Will Most Likely Cover Your Damages

A huge concern that people have after suffering injuries in a friend’s house is that their friend will be personally liable for damages. In other words, you may be feeling concerned that your friend will be responsible for paying any claim you make from their pockets. If this is your concern, here is some reassurance: if your friend owns the property and they have homeowner’s insurance, you will likely file a claim through their insurance, not directly against your friend. Their insurance company will be responsible for paying your damages, including medical expenses and lost wages. Your friend’s personal finances are generally protected.

Choosing not to pursue compensation after slipping and falling at a friend’s house might seem like the easiest path to avoid conflict. However, it can have serious consequences. Choosing not to do anything can place undue financial stress on you and your family. Before making any decisions, it is wise to consult an attorney.

Contact a London & Southeast Kentucky Slip & Fall Attorney

If you’ve suffered injuries in a slip and fall accident in Kentucky, contact our experienced London & Southeast Kentucky slip and fall attorneys at Cessna & George Law Firm for legal help.